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2026 Finalists & Winners

Celebrating the companies advancing through the AFA Awards 2026.

Follow the AFA Awards 2026 journey from the Top 30 shortlist to the Top 10 finalists and the final Top 5 winners.

Phase 2 Complete

Top 10 Finalists

These 10 companies will present their solutions during the Final Pitch on 1 September 2026.

Companies are listed in alphabetical order within each award category and do not represent ranking.

Grand Award

Cross-Border Fintech Unicorn Potential

  • Finmo Tech Pte Ltd
  • Waffo Hong Kong Limited

Financial Infrastructure Award

  • BaaS Innovation CO., LTD.
  • First Answer Pte Ltd (Singapore) Holding Company

Regulatory Excellence Award

  • PT Trusting Social Indonesia (“TSI”)
  • XREX Inc. (XREX Group)

Market Expansion Award

  • CyCraft Technology
  • LIQUID GROUP PTE. LTD.

Fastest Growth Award

  • Carsome Capital
  • PolicyStreet

Phase 1 Complete

Top 30 Finalists

These 30 companies advanced from the initial screening and technical review across 5 award categories.

Companies are listed in alphabetical order within each award category and do not represent ranking.

Grand Award

Cross-Border Fintech Unicorn Potential

  • Finmo Tech Pte Ltd
  • Hanpass Co., Ltd.
  • Hecto Financial Co., Ltd.
  • IME Khalti Limited (Khalti by IME)
  • PFC Technologies Inc.
  • Waffo Hong Kong Limited

Financial Infrastructure Award

  • BaaS Innovation CO., LTD.
  • Datachain Inc.
  • First Answer Pte Ltd (Singapore) Holding Company
  • LankaPay (Private) Limited
  • Net Protections Holdings, Inc.
  • Virtual Economy Technology Sdn Bhd (V Systems)

Regulatory Excellence Award

  • CapBay
  • Gogolook Co., Ltd.
  • OwlTing Group (OBOOK Holdings Inc.)
  • PT Trusting Social Indonesia ("TSI")
  • Tin Viet Joint Stock General Finance Company (VietCredit)
  • XREX Inc. (XREX Group)

Market Expansion Award

  • CyCraft Technology
  • EASTERN UNION INTERACTIVE CORP.
  • FinFan Vietnam
  • I.M.S. Software Pvt. Ltd.
  • LIQUID GROUP PTE. LTD.
  • Treasurer Inc.

Fastest Growth Award

  • Carsome Capital
  • December & Company Inc.
  • Nepal Clearing House Limited (NCHL)
  • Ocean Inc.
  • PolicyStreet
  • PT. Privy Identitas Digital

Final Results

Top 5 Winners

Following the Final Pitch, the judging panel selected 1 winner in each award category. Congratulations to the AFA Awards 2026 winners.

  1. Grand Award — Cross-Border Fintech Unicorn Potential

    Finmo Tech Pte Ltd

  2. Financial Infrastructure Award

    First Answer Pte Ltd (Liminal Custody)

  3. Regulatory Excellence Award

    XREX Inc. (XREX Group)

  4. Market Expansion Award

    LIQUID GROUP PTE. LTD.

  5. Fastest Growth Award

    PolicyStreet (Polisea Sdn. Bhd.)